Think Your Job Has You Covered?
It Doesn't.
Your employer's life insurance disappears the day you leave. Get coverage that's actually yours. 15 minutes. Done.
15 Min
Average Call Time
100%
Portable Coverage
4.9
Google Rating
500+
Families Protected
Is Your Work Coverage Enough?
See how long your coverage would really last
Your Work Coverage Would Last
20 months
Then your family is on their own
Gap in Protection
$500,000
Needed to cover 10 years of expenses
Why Your Work Insurance Isn't Enough
"I have life insurance through work" is the #1 thing we hear. Here's why that's risky.
It Disappears When You Leave
Change jobs, get laid off, or retire? Your coverage ends. No exceptions. You'll need to start over, older and potentially with health issues.
It's Usually Not Enough
Most employers offer 1-2x your salary. That sounds decent until you realize it covers your family for less than 2 years.
You Can't Take It With You
Unlike your 401(k), you can't roll over your group life policy. The day you leave, you're uninsured.
No Cash Value, No Control
Group term life has no cash value. You pay, you're covered. You leave, it's gone. Zero equity.
What Would Your Family Need?
This isn't about worst-case scenarios. It's about making sure the people you love can keep their life going without financial stress.
Mortgage Payoff
Your family keeps the house
Kids' Education
College fund stays intact
Daily Expenses
Bills get paid, life continues
Spouse's Future
Time to grieve, not scramble
Peace of mind
For you AND for them
"I Don't Have Time For This"
Yes You Do. It Takes 15 Minutes.
We hear this all the time. Life is busy. Kids, work, everything else. That's exactly why we made this stupid easy.
15 Minutes. Done.
A quick conversation, answer a few questions, and you're protected. Most of our clients are surprised how fast it is.
One Decision, Years of Peace
Once it's set up, you don't think about it again. It just works. One less thing on your plate.
Locked-In Rates
Get it now while you're healthy and young(er). Your rate stays the same for the life of the policy.
Yours Forever
Change jobs 10 times? Retire early? Doesn't matter. Your policy follows you for life.
What Our Clients Say
Real people who closed the gap.
"I kept putting it off because I thought it would be complicated. Amber had me covered in one phone call. Literally 15 minutes. Now I don't have to think about it anymore."
Mike D.
Richmond, VA
"My work only covered $75,000. That's maybe a year for my family. Now I have $750,000 that's mine no matter what happens with my job. Should have done this years ago."
Sarah T.
Chesterfield, VA
"Changed jobs twice in 3 years. Each time my work coverage reset. My personal policy? Still there, same rate. That's the peace of mind I needed."
James L.
Midlothian, VA
Questions We Hear All The Time
You're not the first to wonder about these. Here are honest answers.
Serving Central Virginia
Your local protection experts
15 Minutes. Then You're Done.
Stop putting it off. One quick call, and you'll have coverage that's actually yours.
Get Your Free Quote
Takes about 2 minutes